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Bank Locker: Want to take a locker in the bank? Remember to keep valuables without knowing these rules

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Bank Locker: Want to take a locker in the bank? Remember to keep valuables without knowing these rules

Bank locker room: Previously, the bank was not responsible for items lost in your locker, even if the locker was stolen or broken into, customers could not claim compensation.

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Kolkata: Many people opt for bank lockers to store valuables or confidential items for security reasons. In 2021, the Reserve Bank of India made several changes to the rules regarding bank records. Since January this year, the bank has provided all locker-related services to customers in accordance with this rule. Some things to keep in mind while getting a locker in a bank, let’s take a look…

Each time you use the bank locker, you will be alerted by email and SMS. The bank can rent lockers for 3 years. If we assume that the annual rent of the locker is 2,000 taka, then in 3 years, the bank cannot charge the customer more than 6,000 taka.

According to RBI, it is mandatory to have CCTV cameras in locker rooms. This provision was made to monitor who enters or exits. CCTV data should be retained for up to 6 months.

Previously, the bank was not responsible for items lost in your locker, even if the locker was stolen or broken into, customers could not claim compensation. But under new RBI rules, banks will now be forced to pay 100 times the locker rent to the customer if something is lost in the locker.

There is a lack of transparency in the government sector of India. Previously, the bank avoided liability if something was lost in the locker. But the new RBI rules clearly state that the bank must submit details of empty lockers and waiting list in the form of a list.

If a customer wants to get a locker, they have to deposit three years rent in the bank. The bank cannot take rent for more than 3 years.

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